Market's view on TBC Bank Group

Published on April 2024

  • A stock watcher noted the unexpected weakness in the stock despite the perceived attractiveness at the current price level, leading to significant personal investment.
  • TBCG is reportedly in need of issuing a bond, potentially assisted by a recent credit rating upgrade from Moody’s.
  • The acquisition of Ameriabank by BGEO has been highlighted as indicative of regional value, positively impacting both BGEO and TBCG stocks.
  • Queries were raised about the cause behind a particular day’s stock price rise.
  • Positive Q2 results were reported with expectations of broker upgrades, influencing a stock watcher’s decision to switch investments to BGEO.
  • Payme’s high ROE and pre-tax profit margins are seen as beneficial for TBCG, hinting at potential further acquisitions in Uzbekistan.
  • An upgrade in broker earnings forecasts for the current year after Q1 results was reported, indicating a modest forward P/E and growth expectations.
  • TBC Bank Group’s Q1 2023 results showed significant profitability and growth, with an improvement in net interest margins and robust capital ratios.
  • Concerns were expressed about a 4% loss in customer deposits quarter-over-quarter, with TBCG paying more on deposits compared to BGEO.
  • The lack of activity on the discussion board about TBCG’s Q1 results was noted, with a suggestion to find a more active platform.
  • Results impacted by a one-off tax charge and a confusing liability under IAS 32 were discussed, along with EU investigations affecting market perceptions.
  • A stock watcher anticipated similar positive results for TBCG following excellent outcomes from regional competitor BGEO.
  • Confusion over the strong performance of the stock despite a significant dip in profits was expressed, highlighting the absence of stamp duty as a potential trading benefit.
  • The process and implications of an accelerated bookbuild placement were explained in the context of a significant share sale by the European Bank for Reconstruction & Development in TBCG.
  • Speculation about the impact of a large trade on share price and potential market movements was discussed, with technical chart patterns like ‘head and shoulders’ and ‘cup and handle’ being interpreted.
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